DISCLOSURES

Terms, privacy, and fees

Jobcakes Money is a separate product from Jobcakes. These pages describe how this product works today.

Product terms

You must use your own legal name and a supported country of residence. Identity verification and terms acceptance are required before payment accounts or wallets are created. Deposits must be sent in your name on supported rails only. Crypto withdrawals are irreversible once submitted to the network. New withdrawal addresses are held for at least 24 hours. Jobcakes Money may freeze an account, cancel pending withdrawals, or refuse a transfer when risk checks fail. A freeze permanently removes that account. Recovery of a frozen account is not available. The same email may be used to register a new account afterward.

Account provisioning stays disabled until program approval and compliance review are complete. Digital asset transfers may be irreversible. Contact money-support@jobcakes.com for support, or security@jobcakes.com to report a security issue.

Privacy notice

We store the minimum account data needed to operate the service: your email, display name, country, authentication secrets, session metadata, and an auditable projection of identity verification status, balances, virtual accounts, destinations, and withdrawals. Bank instructions are encrypted at rest and shown to you in masked form except when you reveal them. We do not log identity documents, tax identifiers, raw verification payloads, full bank details, or session secrets. Emails are sent through Mailgun. A licensed payment processor handles identity verification, balances, deposits, and transfers.

Fee disclosure

Incoming USD and EUR deposits are converted to USDC in a custodial wallet. The default developer fee is 5% of the deposit. Staff may set a customer-specific rate up to a 10% maximum. The rate in effect when you create a payment account is the rate that applies to that account. You must accept this disclosure before we provision USD or EUR details. Network or exchange fees may apply in addition to the developer fee.